![]() Based upon proprietary studies at Schwab Center for Financial Research, refinancing may make sense if you can lower your interest rate by at least half a percent. It depends on your situation, including your current interest rate and how long you intend to stay in your house. You can apply for preapproval and obtain a Verified Approval Letter (VAL) from Rocket Mortgage, which allows you to become a more competitive buyer before you start shopping for your new home. Rocket Mortgage has a dedicated team of experts specifically serving Schwab clients to ensure an outstanding level of service.Ĭan I get preapproved for a home purchase through Rocket Mortgage? Rocket Mortgage is an industry leader in client service and technology. We work with Rocket Mortgage to offer mortgage products for our clients. Rocket Mortgage is the home loan provider for Schwab Bank. I am a Schwab client, but how does Rocket Mortgage come into the picture? ![]() Once the application is submitted, the borrower receives a loan estimate that includes all fees associated with the transaction. Typically, the borrower pays for closing costs such as appraisal, inspection, and title company fees. What costs are associated with making a home purchase?
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